Which of the Following Can Be Done Through a Mobile Banking App?

Denise Wilkinson

Mobile banking apps have revolutionized the way people manage their finances. Gone are the days when you had to visit a bank branch for every little transaction or balance inquiry.

With a mobile banking app, you can perform several banking functions right from your smartphone. In this article, we will discuss what all can be done through a mobile banking app.

Check Account Balance

One of the most basic functions of a mobile banking app is to check your account balance. You can log in to your account using your username and password and view your balance in real-time. This feature is especially useful when you need to know how much money you have before making a purchase or paying a bill.

Transfer Money

Mobile banking apps also allow you to transfer money between accounts. You can transfer money from one account to another within the same bank or even to accounts in other banks. All you need is the recipient’s account number and routing number, and the transfer can be completed within seconds.

Pay Bills

Gone are the days when you had to write checks or visit bill payment centers to pay your bills. With a mobile banking app, you can pay bills online from anywhere at any time. Simply add your biller information once, and then easily schedule payments for future bills.

Deposit Checks

Some mobile banking apps also allow you to deposit checks remotely by taking pictures of them with your phone’s camera. This feature eliminates the need for visiting an ATM or bank branch just to deposit a check.

View Transaction History

You can view your transaction history for any account linked to your mobile banking app. This allows you to track all transactions made from your accounts over time, giving greater control and transparency over financial activity.

Manage Credit Cards

Mobile banking apps also offer credit card management features, allowing you to view your balance, make payments, and track rewards points. You can also set up alerts for when payments are due or when transactions are made.

Open New Accounts

Some mobile banking apps allow users to open new accounts, such as savings accounts or credit cards. This feature can be especially useful when you need to quickly open a new account without visiting the bank.


Overall, mobile banking apps offer a wide range of functionality that makes managing your finances easier than ever before. From checking account balances to depositing checks and paying bills online, these apps allow you to handle your banking needs from the convenience of your smartphone. So if you haven’t already, download your bank’s mobile app today and start exploring its features!